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At Gardner National Bank we have a family of Loan products to meet your ever-changing and growing needs.

 

TAILORED LOANS

 

Gardner National Bank loan officers get to know you, understand your needs, and give you the personal attention you deserve. Let them help you design and customize your loan, tailored to your specific financial situation.

 

We can meet your needs with Agricultural Loans, Car Loans, Commercial Loans,

Home Improvement Loans, Personal Loans, Ready Reserve Loans, Real Estate Loans,

SBA Loans, Vacant Land Loans, and Visa Credit Cards

 

EASE AND CONVENIENCE

 

Because all of our loan decisions are made locally we can sign you up for your loan on the spot. You won’t have to wait for approval from a corporate office located elsewhere.

 

Applying for a loan is as easy and convenient as stopping by or calling the Gardner or Lenexa branch and discussing your needs with one of our loan officers.

 

FIXED RATE OR VARIABLE

Together we will review your past and present financial situation and recommend the loan that best meets your needs and budget.

 

LOAN TYPES

 

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Agriculture Loans — livestock, long-term real estate, equipment, and lines of credit

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Car Loans — first time buyer or time to replace the family car.

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Commercial Loans — equipment, financing, lines of credit, term, letters of credit, acquisition, and seasonal needs

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Home Improvements — add on a new porch, remodel an older kitchen or bathroom.

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Personal Loans—household needs, unsecured loans, and college expenses

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Ready Reserve — an overdraft protection line of credit for your checking account

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Real Estate Loans — purchase, refinance, cash-out, investor, saving loans, construction, and development

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SBA Loans—start-up small business ventures, acquisitions, and seasonal businesses

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Vacant Land Loans — purchase land for your new home

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Visa Credit Card — a line of credit available 24 hours a day, 7 days a week which is welcome worldwide

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Long term fixed rate residential loans

 

QUESTIONS AND ANSWERS

 

Do I need to set up an appointment?

 

NO. You can stop by anytime during our regular lobby business hours: 9 a.m. to 5:00 p.m. Monday through Friday, and sit down with a loan officer, or call for an appointment.

  

Do I need to see a special loan officer

 

NO. Just stop by or call. Any one of our loan officers will be happy to meet you and are equipped to serve you.

  

Do I need to have my financial records in place before I can discuss my loan needs?

In most cases, yes, but our loan officers are ready to assist you at any point.

  

How long until I receive approval?

 

Most applications can be approved within hours. Our decision-making team is local and that allows for a very prompt response. On larger loan requests, there may be a week turn-around, which is consistently faster than our competition.

  

I’ve never applied for a loan before. How do I apply?

 

By calling Gardner National Bank and asking for one of our loan officers. They will walk you through the process step-by-step.

  

Will the bank work with me if my loan request has special circumstances?

 

YES. Gardner National Bank can structure loans a variety of ways to fit your special needs.

  

Can you help me consolidate my personal debt?

 

YES. We have several programs available to help you manage your debt.

 

Legal Terms & Conditions

Contact:
Gardner National Bank
PO Box 429
Gardner, KS  66030 
(913) 856-7199 
(888) 775-6956
 
with questions or comments about this web site.
Copyright © 2001 Gardner National Bank
Last modified: January 24, 2008