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our privacy policy
Current Deposit Rates
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more checks?


Federal Deposit Insurance Corporation
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Free
Checking
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Minimum balance to open the account: $100
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 | No monthly service charge
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Unlimited check writing
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Canceled checks are not returned with the statement
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Diamond
55 Checking
click
for rates
(Must Be Age 55)
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Minimum balance to open the account: $100
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Interest begins to accrue no later than the
business day we receive credit for the deposit of non-cash items (for
example checks)
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Your interest rate and annual percentage yield
may change. The interest rate on your account may change at any time at
our discretion. Interest will be compounded every month. Interest will be
credited to your account every month
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If
you close your account before interest is credited, you will not receive
the accrued interest. We use the daily balance method to calculate the
interest on your account. This method applies a daily periodic rate to the
principal in the account each day
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Unlimited
check writing
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Images
of canceled checks are returned with the statement
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FREE
cashiers checks, money orders, and travelers checks
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Traditional
Checking
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Minimum balance to open the account: $100
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A monthly service charge fee of $6.00 will be
charged for each statement cycle if the balance falls below $500 minimum
during any day of the statement cycle
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Unlimited check writing
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Images
of canceled checks are returned with the
statement
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Debit
Card
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Gardner National Bank’s convenient debit
card that works like a check: use worldwide wherever Visa is accepted.
It’s quick and easy
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Buy groceries, gas, or use at the mall of your
choice
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Payment automatically deducted from your
checking account for purchases
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Use it as
an ATM card from your checking and savings accounts
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ATM
Card
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Convenient 24 hour cash withdrawals with your
ATM card from ATM’S worldwide. Our ATM’S are available at the following
locations:
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Gardner National Bank
840 East Main
Gardner, KS
South Banking Center
18855 South Gardner Road
Gardner, KS
Lenexa
Branch
92nd
& Pflumm
13423 W 92nd Street
Lenexa,
KS
Shell
Station
South
Gardner Rd & I35*
Gardner,
KS
*available
during store hours only

Investment
Checking
click
for rates
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Minimum balance to open the account:
$1,000
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A monthly service charge of $7.00 will be
imposed every statement cycle if the balance in the account falls below
$1000 any day of the statement cycle
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Interest begins to accrue no later than the
business day we receive credit for the deposit of non-cash items (for
example checks)
|
 |
Your interest rate and annual percentage yield
may change. The interest rate may change on your account at any time at
our discretion. Interest will be compounded every month. Interest will be
credited to your account every month
|
 |
If your account is closed before interest is
credited, you will not receive the accrued interest. We use the daily
balance method to calculate the interest on your account. This method
applies a daily periodic rate to the principal in the account each day
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Unlimited check writing
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Images
of canceled checks are returned with the
statement
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Fees
Money
Orders
$1.00
Traveler’s Checks/Per $100.00 $1.00
Cashier’s Check Fee
$2.00
Dormant Account Fees
$2.00
Return on Deposited Item
$2.00
Wire Fee, Incoming
$7.00
Wire Fee, Outgoing
$10.00
Foreign
Wire
$50.00
Account Closed within first 90 days
$10.00
Collection Items Fee
$10.00
Stop Payment Fee
$15.00
Insufficient Funds/Overdraft Fee
$25.00
Account Research
$25.00 Per Hour
Account
Balancing Assistance
$25.00 Per Hour

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